Investing in a design classic piece of furniture or lighting doesn't need to break the bank when you shop with Utility. We've teamed up with Klarna to help you spread the cost of your puchase at no extra cost. To apply, simply select the "Interest Free Credit" option at checkout.
Klarna 0% Finance allows you to spread the cost over 12 months; available on orders of £500 to £25,000 with a deposit of only 10%
The below example is based on a typical purchase using Utility's Interest Free Credit.
* Interest Free Credit is subject to application and status. Utility Retail Ltd act as a credit broker and not the lender.
When you proceed to our super simple, one step checkout you'll be presented with a number of payment method options. Select "Interest Free Credit" and click "Place Order Now".
You will then be directed to a page that outlines the credit terms for your purchase (including deposit amount and monthly payments). If you're happy with the proposed terms you can continue to the application form via the link provided. Upon clicking the application button you will be redirected to the Klarna Application screen where you will be able to complete your application.
The application shouldn't take more than 10 minutes, with an instant answer on whether your application for finance has been successful.
In some cases, Klarna – our financial services provider - will need to assess the application in more detail before making their decision.
Following a successful application you will be requested to pay your 10% deposit via Klarna. When your deposit is paid your application status will be set to "verified" and a member of the Utility sales team will process your order. You will receive an email from firstname.lastname@example.org to confirm the current status of your order.
If you've got any questions about your order please feel free to get in touch via email@example.com or by calling 0151 494 9412
If your application is successful, you'll be requested to sign a Klarna finance agreement. Please note : your order will not be processed until this is completed)
Only available to UK residents over 18, subject to terms and conditions. Klarna Bank AB (publ) is authorised by Finansinspektionen and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 821179. Klarna Bank AB (Publ) is registered with the Swedish Companies Registration Office. Organisation number 556737-0431.
Our usual returns policy applies. Please see section 6 titled "Cooling off period" of our terms and conditions here.
Unfrotunately for security reasons we cannot delivery to a different address than the one specified on your initial order.
As per our terms and conditions, discount codes cannot be used in conjunction with the Interest Free Credit payment method.
I have rarely experienced such excellent quality advice, support and reliability. Your staff communicate effectively and helpfully. I am a truly satisfied customer. I love my String Shelving and I will not hesitate to return to Utility for my next purchase. Thank you!
Your customer service has been fantastic. I'm seriously impressed. Really pleased to be able to place the bigger order and make your time worthwhile. I think I need to send you a medal!
I just wanted to express my thanks again for your great customer service. I ordered my items less than 24 hours ago and I’ve amended my order- yet I still have my order here with me now. You went out of your way to deliver my order and I’m very grateful. I wish more places had people like you :-)
Thanks so much for your extraordinary service. -
Thanks again for such amazing customer service - I have honestly been so impressed by everything! Thank you for doing such a wonderful job
Excellent customer service and immediate response to enquiry (live chat). Very happy every time used Utility both online and on high street.
I couldn't be happier with the custom made sofa bought through the online store. It is perfect and made all the more enjoyable by buying it through the guys at utility. Ben and Paul who delivered the sofa were amazing, kind and really helpful in a difficult situation (of course the lift broke when I was getting something delivered). Would highly recommend!
Just wanted to message and say that I'm a big fan of the Utility Stores and the types of products you guys sell. I work close by to the Manchester store at University Green, so I'm popping in a fair bit generally for cards, gifts, etc. I just nipped in again this afternoon about one product I'd bought earlier and the staff were super helpful and attentive. It made it really easy, and I was in and out in no time.
Just wanted to drop you guys a quick note to say how happy I am with the service I have had. Especially the two guys who delivered/carried into an awkward space/built/then took away the packaging, not to mention then gave me a lift into town. Thank you. Plus the sofa looks amazing. I will definitely be using you guys more in the future and will highly recommend you to anyone who will listen.
Thank you for all your help and customer service, the Eames Lounge Chair arrived yesterday and I love it.
Comment: I just wanted to say that Esther on the checkout in the L1 store made my day today she was so friendly